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Introduction

Unsecured loan for Vietnamese salaried employees with the purpose of personal consumption

Objective

  • Vietnamese employee works for VNR500 company or foreign companies (decided by Woori Bank) for at least 6 months with salary via bank account
  • Permanent/temporary resident in the province/city where there is Woori Bank branch
  • No bad debt, delayed payment in the latest 36 months

Product Details

  • Loan period: 6/12/24/36/48/60 months
  • Loan limit: 25 million VND ~ 500 million VND
  • Interest rate: Loan interest = Basic interest + Spread
* Basic interest: the average interest of 6-month time deposit of national banks* Spread: depend on credit rating of Woori Bank for Customer (8%~15%)* Preferential interest rate: up to 1.0%/year, when meet conditions:+ Hold credit card before disbursement: 0,2%+ Receive salary with Woori Bank account: 0,2%+ Buy credit insurance: 0,3%+ Open Time deposit account (Min VND 20,000,000 in at least 1 month): 0.3%

Required Documents

  • ID card/passport
  • Household registration book
  • Other document as regulation of Woori Bank Vietnam each period

How to apply

  1. Customer registers via Woori WON Vietnam App
  2. Woori Bank notices customer about appraisal result of customer evaluation
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